Despite a 65x TTM valuation, FICO's direct licensing model and minimal CapEx support robust EPS growth and bottom-line expansion. Debt-funded buybacks and high leverage pose risks, but fixed-rate debt ...

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

MISMO’s new guidance is designed for organizations using the MISMO reference model as they integrate next-generation credit scoring models into their systems MISMO has announced that a new Credit ...

Pabitra Saikia is a Global Agile Program Management leader who currently serves as VP, Senior Change Delivery Lead at Truist Bank. Every enterprise today is, in essence, a technology organization. The ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

The startup plans to use the capital to deepen its AI-led advisory offerings, expand its team, and further enhance its credit marketplace Founder Sanchit Bansal told Inc42 that around 60% of the total ...

Texas and Oklahoma reunite their rivalry as the Red River Shootout kicks off college football’s Week 7 action on Saturday. Here is the updated prediction for the game from expert models that project ...

For many enterprises, there continue to be barriers to fully adopting and benefiting from agentic AI. IBM is betting the blocker isn't building AI agents but governing them in production. At its ...

FICO, which most people likely know as the company that determines credit scores, has been working with machine learning and AI models for years. However, the company decided to wait before releasing ...

When Apple releases its new lineup of Apple Watches, they'll come packed with a slew of new features designed to give users more out of the smartwatch. One of those features, called Sleep Score, will ...