GOBankingRates on MSN
Best CD rates today: January 1, 2026 — earn up to 5.11% APY
With the Fed cutting rates recently, the best CD rates today may not last long. Grab a top APY of up to 5.11% before the ...
The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.
The best short-term CD rates can help you reach your savings goals faster.
After climbing to decades-long highs over the course of the last few years, CD rates have generally undergone a gradual decline in the first half of 2025, pros say. That said, there are still some CDs ...
The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...
There’s a high probability that the Federal Reserve will cut interest rates at its September 16-17 meeting, according to interest rate traders. Indeed, the CME FedWatch Tool indicates an 87.1% ...
Certificate of deposit (CD) rates are holding steady above 4.00% for some terms, and that's got a lot of savers asking the same question: Should I lock one in? There's no denying that 4.50% on a ...
Over the past few years, CD rates have been pretty enticing. Locking in a 4.00%+ APY sounds like a great way to grow your savings, especially with widely expected rate cuts coming soon. Looking for a ...
Miranda Marquit is a staff senior personal finance editor for Buy Side. The best one-year CD rates are currently competitive with longer-term CD rates. Short-term CDs can capture higher-than-average ...
Some results have been hidden because they may be inaccessible to you
Show inaccessible results