Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

See today’s best jumbo money market rates for Dec. 1, 2025, how top 4% plus APYs compare with the 0.58% average and when a jumbo MMA fits six-figure cash.