Thanks to inflation and a higher federal funds rate, certificate of deposit (CD) interest rates have increased exponentially in recent years. CD interest rates barely broke 1% a few years ago. By ...

If your CD term is almost up, missing your bank's deadline could really cost you—with a lower APY and a new term commitment you may not be prepared for.

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

Focus on CDs for cash reserves, use a CD ladder and compare rates. But don’t lose sight of a CD’s purpose. Many, or all, of the products featured on this page are from our advertising partners who ...

CDs are a low-risk investment option that allows your money to grow at a fixed interest rate over a specific period. If you’re considering opening a certificate of deposit (CD) or already have one, ...

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The Federal Reserve wrapped up 2025 with three rate cuts that brought the federal funds rate down to a range between 3.5% and 3.75%. That shift is rippling through the banking system, but not at the ...

Six-month CDs continue to offer some of the highest savings yields Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By ...

Savers with substantial cash reserves are finding themselves in an enviable position this year. Despite the Federal Reserve's rate adjustments in 2024 and certificate of deposit (CD) rates ...